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Auto & Home Insurance

What is car insurance?
Car insurance helps provide financial protection for you, your family, other passengers, and your vehicle. You can choose the amount of protection by selecting your coverages and limits. An auto insurance policy can provide coverage for:


  • Accidents

  • Liability

  • Medical expenses

  • Property

  • Vehicles

What is homeowners insurance?
Homeowners insurance helps pay to repair damage caused by certain risks, often referred to as "perils." Covered perils typically include:

  • Theft

  • Fire and smoke

  • Windstorm or hail

  • Falling objects

  • Freezing of plumbing

  • Sudden and accidental water damage from your plumbing, water heater, heating or air conditioning system or household appliance


What is bundling?
Save money when you have both a home and car insurance policy with our affiliates with Smart Choices & partners with over 85 insurance carriers and 5,300 independent insurance agents/brokers (HSJ Insurance Agency)!

Disclaimer, Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.